Call reports 2012
CONNECTIONS BANK — 2012
What CONNECTIONS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,694,000 | 96,041,000 | 95,458,000 | 102,117,000 |
| Total loans | 56,915,000 | 60,942,000 | 64,139,000 | 70,924,000 |
| Allowance for loan losses | 842,000 | 769,000 | 847,000 | 881,000 |
| Securities available for sale | 31,101,000 | 28,281,000 | 22,990,000 | 24,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,231,000 | 79,862,000 | 80,847,000 | 87,425,000 |
| Interest-bearing deposits | 64,635,000 | 65,400,000 | 65,512,000 | 69,949,000 |
| Noninterest-bearing deposits | 13,596,000 | 14,462,000 | 15,335,000 | 17,476,000 |
| Equity capital | 8,915,000 | 9,593,000 | 9,445,000 | 9,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,092,000 | 3,203,000 | 4,361,000 |
| Interest expense | 154,000 | 295,000 | 434,000 | 568,000 |
| Net interest income | 919,000 | 1,797,000 | 2,769,000 | 3,793,000 |
| Noninterest income | 149,000 | 376,000 | 559,000 | 738,000 |
| Noninterest expense | 519,000 | 1,014,000 | 1,542,000 | 2,065,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 75,000 |
| Pretax income | 534,000 | 1,178,000 | 2,286,000 | 2,938,000 |
| Income tax | 20,000 | -2,000 | 41,000 | 65,000 |
| Net income | 514,000 | 1,180,000 | 2,245,000 | 2,873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,945,000 | 8,171,000 | 8,296,000 | 8,494,000 |
| Total capital | 8,754,000 | 8,940,000 | 9,143,000 | 9,375,000 |
| Risk-weighted assets | 64,696,000 | 67,251,000 | 69,245,000 | 76,286,000 |