Call reports 2009
CONNECTIONS BANK — 2009
What CONNECTIONS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 68,023,000 | 69,937,000 | 73,183,000 | 77,806,000 |
| Total loans | 44,409,000 | 47,356,000 | 49,540,000 | 53,918,000 |
| Allowance for loan losses | 558,000 | 574,000 | 556,000 | 604,000 |
| Securities available for sale | 17,962,000 | 17,218,000 | 18,681,000 | 20,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,530,000 | 59,137,000 | 61,812,000 | 63,411,000 |
| Interest-bearing deposits | 46,370,000 | 49,298,000 | 50,370,000 | 50,791,000 |
| Noninterest-bearing deposits | 10,160,000 | 9,839,000 | 11,443,000 | 12,620,000 |
| Equity capital | 5,955,000 | 5,251,000 | 5,916,000 | 5,730,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 1,969,000 | 2,969,000 | 4,049,000 |
| Interest expense | 256,000 | 507,000 | 761,000 | 1,008,000 |
| Net interest income | 753,000 | 1,462,000 | 2,208,000 | 3,041,000 |
| Noninterest income | 144,000 | 352,000 | 494,000 | 646,000 |
| Noninterest expense | 440,000 | 886,000 | 1,369,000 | 1,850,000 |
| Provision for loan losses | 35,000 | 80,000 | 135,000 | 215,000 |
| Pretax income | 422,000 | 848,000 | 1,198,000 | 1,622,000 |
| Income tax | 21,000 | 42,000 | -4,000 | 17,000 |
| Net income | 401,000 | 806,000 | 1,202,000 | 1,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,897,000 | 5,956,000 | 6,074,000 | 6,326,000 |
| Total capital | 6,455,000 | 6,530,000 | 6,630,000 | 6,930,000 |
| Risk-weighted assets | 48,189,000 | 55,569,000 | 55,983,000 | 60,391,000 |