Call reports 2025
NICOLET NATIONAL BANK — 2025
What NICOLET NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,961,944,000 | 8,916,994,000 | 9,015,325,000 | 9,170,369,000 |
| Total loans | 6,753,690,000 | 6,849,096,000 | 6,886,019,000 | 6,849,965,000 |
| Allowance for loan losses | 67,480,000 | 68,408,000 | 68,785,000 | 68,806,000 |
| Securities available for sale | 838,105,000 | 849,253,000 | 861,534,000 | 859,834,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 219,000 | 394,000 | 412,000 | 376,000 |
| Total deposits | 7,729,854,000 | 7,681,464,000 | 7,765,440,000 | 7,919,883,000 |
| Interest-bearing deposits | 5,883,061,000 | 5,741,338,000 | 5,785,013,000 | 5,901,843,000 |
| Noninterest-bearing deposits | 1,846,793,000 | 1,940,126,000 | 1,980,427,000 | 2,018,040,000 |
| Equity capital | 1,170,289,000 | 1,172,644,000 | 1,182,571,000 | 1,190,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 112,683,000 | 230,279,000 | 350,551,000 | 470,765,000 |
| Interest expense | 39,483,000 | 79,955,000 | 119,267,000 | 156,891,000 |
| Net interest income | 73,200,000 | 150,324,000 | 231,284,000 | 313,874,000 |
| Noninterest income | 14,071,000 | 30,542,000 | 48,225,000 | 65,837,000 |
| Noninterest expense | 45,947,000 | 93,974,000 | 141,886,000 | 191,262,000 |
| Provision for loan losses | 1,500,000 | 2,800,000 | 3,750,000 | 4,300,000 |
| Pretax income | 39,873,000 | 84,404,000 | 134,750,000 | 184,884,000 |
| Income tax | 7,497,000 | 16,187,000 | 25,985,000 | 35,869,000 |
| Net income | 32,376,000 | 68,217,000 | 108,765,000 | 149,015,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 830,300,000 | 829,357,000 | 832,647,000 | 835,920,000 |
| Total capital | 900,830,000 | 900,565,000 | 904,232,000 | 907,726,000 |
| Risk-weighted assets | 7,357,014,000 | 7,475,547,000 | 7,486,668,000 | 7,491,237,000 |