Call reports 2024
NICOLET NATIONAL BANK — 2024
What NICOLET NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 8,431,396,000 | 8,544,261,000 | 8,625,249,000 | 8,784,372,000 |
| Total loans | 6,402,639,000 | 6,538,584,000 | 6,567,961,000 | 6,634,221,000 |
| Allowance for loan losses | 64,347,000 | 65,414,000 | 65,785,000 | 66,322,000 |
| Securities available for sale | 803,963,000 | 799,937,000 | 825,907,000 | 806,415,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 71,000 |
| Total deposits | 7,250,479,000 | 7,365,685,000 | 7,417,456,000 | 7,593,028,000 |
| Interest-bearing deposits | 6,865,518,000 | 6,936,766,000 | 6,952,867,000 | 7,115,208,000 |
| Noninterest-bearing deposits | 384,961,000 | 428,919,000 | 464,589,000 | 477,820,000 |
| Equity capital | 1,122,715,000 | 1,114,131,000 | 1,137,974,000 | 1,129,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 103,956,000 | 212,774,000 | 325,316,000 | 438,116,000 |
| Interest expense | 39,010,000 | 80,416,000 | 122,497,000 | 161,655,000 |
| Net interest income | 64,946,000 | 132,358,000 | 202,819,000 | 276,461,000 |
| Noninterest income | 14,174,000 | 29,696,000 | 46,880,000 | 63,007,000 |
| Noninterest expense | 45,033,000 | 90,160,000 | 137,716,000 | 184,048,000 |
| Provision for loan losses | 750,000 | 2,100,000 | 2,850,000 | 3,750,000 |
| Pretax income | 34,429,000 | 70,878,000 | 110,368,000 | 152,731,000 |
| Income tax | 6,567,000 | 13,981,000 | 22,031,000 | 30,578,000 |
| Net income | 27,862,000 | 56,897,000 | 88,337,000 | 122,153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 795,774,000 | 787,997,000 | 792,669,000 | 798,691,000 |
| Total capital | 859,098,000 | 852,388,000 | 857,431,000 | 864,090,000 |
| Risk-weighted assets | 7,181,200,000 | 7,333,640,000 | 7,402,718,000 | 7,403,984,000 |