Call reports 2023
NICOLET NATIONAL BANK — 2023
What NICOLET NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 8,176,589,000 | 8,468,829,000 | 8,400,621,000 | 8,453,024,000 |
| Total loans | 6,228,694,000 | 6,226,625,000 | 6,245,757,000 | 6,358,102,000 |
| Allowance for loan losses | 62,412,000 | 62,811,000 | 63,160,000 | 63,610,000 |
| Securities available for sale | 1,023,176,000 | 921,108,000 | 793,826,000 | 802,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,988,762,000 | 7,254,555,000 | 7,233,810,000 | 7,289,083,000 |
| Interest-bearing deposits | 6,528,404,000 | 6,796,265,000 | 6,786,074,000 | 6,819,036,000 |
| Noninterest-bearing deposits | 460,358,000 | 458,290,000 | 447,736,000 | 470,047,000 |
| Equity capital | 1,080,384,000 | 1,101,680,000 | 1,102,908,000 | 1,095,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 87,308,000 | 179,304,000 | 279,111,000 | 382,598,000 |
| Interest expense | 28,185,000 | 58,653,000 | 94,111,000 | 130,714,000 |
| Net interest income | 59,123,000 | 120,651,000 | 185,000,000 | 251,884,000 |
| Noninterest income | 13,579,000 | 27,684,000 | 40,918,000 | 55,424,000 |
| Noninterest expense | 43,143,000 | 86,514,000 | 130,227,000 | 178,901,000 |
| Provision for loan losses | 750,000 | 1,200,000 | 1,650,000 | 2,650,000 |
| Pretax income | -11,467,000 | 20,210,000 | 53,640,000 | 91,712,000 |
| Income tax | -3,747,000 | 4,455,000 | 19,990,000 | 27,085,000 |
| Net income | -7,720,000 | 15,755,000 | 33,650,000 | 64,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 756,575,000 | 784,157,000 | 805,452,000 | 768,726,000 |
| Total capital | 813,992,000 | 841,973,000 | 863,617,000 | 827,341,000 |
| Risk-weighted assets | 7,188,728,000 | 7,123,434,000 | 7,074,301,000 | 7,165,266,000 |