Call reports 2020
NICOLET NATIONAL BANK — 2020
What NICOLET NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,722,804,000 | 4,530,161,000 | 4,694,782,000 | 4,542,731,000 |
| Total loans | 2,617,905,000 | 2,849,741,000 | 2,923,438,000 | 2,810,551,000 |
| Allowance for loan losses | 26,202,000 | 29,130,000 | 31,388,000 | 32,173,000 |
| Securities available for sale | 511,860,000 | 510,809,000 | 535,351,000 | 539,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,007,000 | 2,099,000 | 2,011,000 | 1,801,000 |
| Total deposits | 3,081,717,000 | 3,606,455,000 | 3,766,272,000 | 3,960,427,000 |
| Interest-bearing deposits | 2,897,456,000 | 3,357,314,000 | 3,511,093,000 | 3,675,777,000 |
| Noninterest-bearing deposits | 184,261,000 | 249,141,000 | 255,179,000 | 284,650,000 |
| Equity capital | 489,825,000 | 501,546,000 | 522,347,000 | 511,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 37,042,000 | 73,981,000 | 111,273,000 | 149,354,000 |
| Interest expense | 5,060,000 | 9,845,000 | 14,003,000 | 17,551,000 |
| Net interest income | 31,982,000 | 64,136,000 | 97,270,000 | 131,803,000 |
| Noninterest income | 8,216,000 | 24,439,000 | 41,016,000 | 55,293,000 |
| Noninterest expense | 23,021,000 | 49,316,000 | 71,957,000 | 96,594,000 |
| Provision for loan losses | 3,000,000 | 6,000,000 | 9,000,000 | 10,300,000 |
| Pretax income | 14,177,000 | 33,423,000 | 57,644,000 | 80,597,000 |
| Income tax | 3,396,000 | 8,297,000 | 14,662,000 | 20,483,000 |
| Net income | 10,781,000 | 25,126,000 | 42,982,000 | 60,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 323,500,000 | 331,103,000 | 339,406,000 | 329,824,000 |
| Total capital | 340,279,000 | 350,078,000 | 360,074,000 | 351,081,000 |
| Risk-weighted assets | 3,048,299,000 | 3,006,575,000 | 3,117,703,000 | 3,147,107,000 |