Call reports 2019
NICOLET NATIONAL BANK — 2019
What NICOLET NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 3,037,536,000 | 3,048,098,000 | 3,098,726,000 | 3,570,443,000 |
| Total loans | 2,198,637,000 | 2,214,952,000 | 2,260,334,000 | 2,583,153,000 |
| Allowance for loan losses | 13,370,000 | 13,571,000 | 13,620,000 | 13,972,000 |
| Securities available for sale | 407,693,000 | 403,989,000 | 419,300,000 | 449,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 946,000 | 1,282,000 | 987,000 |
| Total deposits | 2,581,022,000 | 2,582,354,000 | 2,650,337,000 | 3,029,296,000 |
| Interest-bearing deposits | 2,416,435,000 | 2,392,534,000 | 2,437,749,000 | 2,814,585,000 |
| Noninterest-bearing deposits | 164,587,000 | 189,820,000 | 212,588,000 | 214,711,000 |
| Equity capital | 396,305,000 | 404,202,000 | 400,100,000 | 480,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 33,206,000 | 67,825,000 | 102,539,000 | 138,778,000 |
| Interest expense | 4,928,000 | 9,810,000 | 14,559,000 | 19,574,000 |
| Net interest income | 28,278,000 | 58,015,000 | 87,980,000 | 119,204,000 |
| Noninterest income | 7,516,000 | 24,081,000 | 34,341,000 | 45,635,000 |
| Noninterest expense | 21,984,000 | 46,809,000 | 68,938,000 | 92,633,000 |
| Provision for loan losses | 200,000 | 500,000 | 900,000 | 1,200,000 |
| Pretax income | 13,623,000 | 34,819,000 | 52,515,000 | 70,984,000 |
| Income tax | 3,244,000 | 5,908,000 | 10,361,000 | 16,271,000 |
| Net income | 10,379,000 | 28,911,000 | 42,154,000 | 54,713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 273,775,000 | 279,239,000 | 274,460,000 | 309,460,000 |
| Total capital | 287,145,000 | 292,810,000 | 288,080,000 | 323,432,000 |
| Risk-weighted assets | 2,559,838,000 | 2,603,698,000 | 2,659,955,000 | 3,006,882,000 |