Call reports 2018
NICOLET NATIONAL BANK — 2018
What NICOLET NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 3,223,933,000 | 2,921,992,000 | 3,001,488,000 | 3,095,694,000 |
| Total loans | 2,116,138,000 | 2,142,189,000 | 2,153,445,000 | 2,175,077,000 |
| Allowance for loan losses | 12,765,000 | 12,875,000 | 12,992,000 | 13,153,000 |
| Securities available for sale | 401,130,000 | 401,975,000 | 410,911,000 | 400,144,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,786,594,000 | 2,482,988,000 | 2,555,381,000 | 2,662,067,000 |
| Interest-bearing deposits | 2,353,545,000 | 2,308,789,000 | 2,388,818,000 | 2,470,583,000 |
| Noninterest-bearing deposits | 433,049,000 | 174,199,000 | 166,563,000 | 191,484,000 |
| Equity capital | 383,057,000 | 383,679,000 | 384,758,000 | 379,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 30,842,000 | 61,453,000 | 93,389,000 | 125,776,000 |
| Interest expense | 3,246,000 | 7,272,000 | 11,482,000 | 16,045,000 |
| Net interest income | 27,596,000 | 54,181,000 | 81,907,000 | 109,731,000 |
| Noninterest income | 7,591,000 | 15,830,000 | 24,983,000 | 33,604,000 |
| Noninterest expense | 21,971,000 | 43,354,000 | 65,312,000 | 85,936,000 |
| Provision for loan losses | 510,000 | 1,020,000 | 1,360,000 | 1,600,000 |
| Pretax income | 12,706,000 | 25,637,000 | 40,218,000 | 55,587,000 |
| Income tax | 2,970,000 | 6,139,000 | 9,601,000 | 13,751,000 |
| Net income | 9,736,000 | 19,498,000 | 30,617,000 | 41,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 263,224,000 | 264,804,000 | 267,742,000 | 261,339,000 |
| Total capital | 275,989,000 | 277,679,000 | 280,734,000 | 274,492,000 |
| Risk-weighted assets | 2,345,147,000 | 2,422,752,000 | 2,474,758,000 | 2,535,006,000 |