Call reports 2016
NICOLET NATIONAL BANK — 2016
What NICOLET NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,227,054,000 | 2,253,650,000 | 2,265,858,000 | 2,299,685,000 |
| Total loans | 892,891,000 | 1,576,006,000 | 1,570,872,000 | 1,584,129,000 |
| Allowance for loan losses | 10,530,000 | 10,947,000 | 11,481,000 | 11,820,000 |
| Securities available for sale | 169,546,000 | 368,290,000 | 363,102,000 | 360,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,095,661,000 | 1,904,179,000 | 1,952,203,000 | 1,999,281,000 |
| Interest-bearing deposits | 1,024,068,000 | 1,777,941,000 | 1,821,325,000 | 1,872,321,000 |
| Noninterest-bearing deposits | 71,593,000 | 126,238,000 | 130,878,000 | 126,960,000 |
| Equity capital | 119,042,000 | 309,244,000 | 293,040,000 | 281,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,398,000 | 30,759,000 | 53,617,000 | 75,571,000 |
| Interest expense | 1,168,000 | 2,569,000 | 3,926,000 | 5,245,000 |
| Net interest income | 11,230,000 | 28,190,000 | 49,691,000 | 70,326,000 |
| Noninterest income | 3,526,000 | 9,507,000 | 17,601,000 | 25,582,000 |
| Noninterest expense | 9,887,000 | 27,260,000 | 46,184,000 | 64,424,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 4,419,000 | 9,577,000 | 19,835,000 | 29,762,000 |
| Income tax | 1,580,000 | 3,264,000 | 6,839,000 | 10,204,000 |
| Net income | 2,839,000 | 6,313,000 | 12,996,000 | 19,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,603,000 | 222,893,000 | 208,086,000 | 205,862,000 |
| Total capital | 125,133,000 | 233,840,000 | 219,567,000 | 217,682,000 |
| Risk-weighted assets | 951,858,000 | 1,755,684,000 | 1,770,738,000 | 1,804,027,000 |