Call reports 2015
NICOLET NATIONAL BANK — 2015
What NICOLET NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,188,245,000 | 1,169,656,000 | 1,151,338,000 | 1,198,541,000 |
| Total loans | 888,242,000 | 887,186,000 | 887,503,000 | 881,741,000 |
| Allowance for loan losses | 9,537,000 | 9,723,000 | 10,005,000 | 10,307,000 |
| Securities available for sale | 167,719,000 | 155,760,000 | 163,360,000 | 167,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,054,618,000 | 1,018,625,000 | 1,021,299,000 | 1,070,869,000 |
| Interest-bearing deposits | 987,940,000 | 938,838,000 | 949,616,000 | 1,007,261,000 |
| Noninterest-bearing deposits | 66,678,000 | 79,787,000 | 71,683,000 | 63,608,000 |
| Equity capital | 114,973,000 | 114,331,000 | 114,912,000 | 113,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,727,000 | 24,230,000 | 36,064,000 | 48,507,000 |
| Interest expense | 1,330,000 | 2,659,000 | 3,975,000 | 5,260,000 |
| Net interest income | 11,397,000 | 21,571,000 | 32,089,000 | 43,247,000 |
| Noninterest income | 3,696,000 | 7,620,000 | 11,452,000 | 15,655,000 |
| Noninterest expense | 9,624,000 | 19,210,000 | 28,938,000 | 39,073,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 5,019,000 | 9,483,000 | 13,655,000 | 18,426,000 |
| Income tax | 1,778,000 | 3,278,000 | 4,706,000 | 6,465,000 |
| Net income | 3,241,000 | 6,205,000 | 8,949,000 | 11,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,248,000 | 112,598,000 | 112,851,000 | 111,899,000 |
| Total capital | 121,785,000 | 122,321,000 | 122,856,000 | 122,206,000 |
| Risk-weighted assets | 935,554,000 | 933,500,000 | 935,326,000 | 936,292,000 |