Call reports 2014
NICOLET NATIONAL BANK — 2014
What NICOLET NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,203,528,000 | 1,159,982,000 | 1,155,689,000 | 1,200,778,000 |
| Total loans | 854,089,000 | 863,675,000 | 867,656,000 | 890,613,000 |
| Allowance for loan losses | 9,344,000 | 9,642,000 | 10,052,000 | 9,288,000 |
| Securities available for sale | 131,461,000 | 141,751,000 | 148,506,000 | 165,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,047,478,000 | 1,014,625,000 | 1,018,321,000 | 1,068,623,000 |
| Interest-bearing deposits | 993,834,000 | 943,673,000 | 961,138,000 | 1,008,402,000 |
| Noninterest-bearing deposits | 53,644,000 | 70,952,000 | 57,183,000 | 60,221,000 |
| Equity capital | 110,907,000 | 114,002,000 | 112,048,000 | 110,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,715,000 | 24,028,000 | 36,634,000 | 48,881,000 |
| Interest expense | 1,389,000 | 2,855,000 | 4,216,000 | 5,599,000 |
| Net interest income | 10,326,000 | 21,173,000 | 32,418,000 | 43,282,000 |
| Noninterest income | 3,039,000 | 5,562,000 | 8,848,000 | 12,371,000 |
| Noninterest expense | 9,440,000 | 18,768,000 | 28,106,000 | 38,087,000 |
| Provision for loan losses | 675,000 | 1,350,000 | 2,025,000 | 2,700,000 |
| Pretax income | 3,250,000 | 6,617,000 | 11,135,000 | 14,866,000 |
| Income tax | 1,159,000 | 1,870,000 | 3,504,000 | 4,741,000 |
| Net income | 2,091,000 | 4,747,000 | 7,631,000 | 10,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,891,000 | 109,014,000 | 107,334,000 | 106,603,000 |
| Total capital | 115,235,000 | 118,656,000 | 117,386,000 | 115,891,000 |
| Risk-weighted assets | 855,961,000 | 865,221,000 | 868,301,000 | 889,170,000 |