Call reports 2013
NICOLET NATIONAL BANK — 2013
What NICOLET NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 664,610,000 | 1,072,927,000 | 1,121,026,000 | 1,184,273,000 |
| Total loans | 544,733,000 | 843,688,000 | 875,265,000 | 848,844,000 |
| Allowance for loan losses | 7,540,000 | 7,658,000 | 9,187,000 | 9,232,000 |
| Securities available for sale | 57,210,000 | 127,363,000 | 129,877,000 | 125,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,719,000 | 916,157,000 | 968,657,000 | 1,041,127,000 |
| Interest-bearing deposits | 538,987,000 | 865,585,000 | 909,924,000 | 988,262,000 |
| Noninterest-bearing deposits | 28,732,000 | 50,572,000 | 58,733,000 | 52,865,000 |
| Equity capital | 74,951,000 | 101,699,000 | 104,305,000 | 107,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,144,000 | 17,482,000 | 30,898,000 | 43,118,000 |
| Interest expense | 1,135,000 | 2,357,000 | 3,617,000 | 4,954,000 |
| Net interest income | 6,009,000 | 15,125,000 | 27,281,000 | 38,164,000 |
| Noninterest income | 2,420,000 | 5,664,000 | 11,674,000 | 14,489,000 |
| Noninterest expense | 6,183,000 | 15,134,000 | 25,182,000 | 35,228,000 |
| Provision for loan losses | 975,000 | 1,950,000 | 3,925,000 | 6,200,000 |
| Pretax income | 1,271,000 | 3,410,000 | 9,553,000 | 10,930,000 |
| Income tax | 453,000 | 1,212,000 | 3,566,000 | 3,999,000 |
| Net income | 818,000 | 2,198,000 | 5,987,000 | 6,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,788,000 | 94,197,000 | 98,953,000 | 102,111,000 |
| Total capital | 78,457,000 | 101,855,000 | 108,140,000 | 111,343,000 |
| Risk-weighted assets | 532,656,000 | 840,935,000 | 878,448,000 | 851,378,000 |