Call reports 2012
NICOLET NATIONAL BANK — 2012
What NICOLET NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 625,165,000 | 654,188,000 | 666,226,000 | 728,459,000 |
| Total loans | 492,352,000 | 521,234,000 | 549,193,000 | 559,925,000 |
| Allowance for loan losses | 5,973,000 | 6,045,000 | 6,491,000 | 7,120,000 |
| Securities available for sale | 56,172,000 | 57,774,000 | 54,485,000 | 53,355,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 521,676,000 | 543,472,000 | 557,926,000 | 621,588,000 |
| Interest-bearing deposits | 439,090,000 | 464,712,000 | 523,801,000 | 578,421,000 |
| Noninterest-bearing deposits | 82,586,000 | 78,760,000 | 34,125,000 | 43,167,000 |
| Equity capital | 73,848,000 | 74,553,000 | 75,848,000 | 73,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,898,000 | 13,833,000 | 21,034,000 | 28,753,000 |
| Interest expense | 1,555,000 | 2,882,000 | 4,163,000 | 5,404,000 |
| Net interest income | 5,343,000 | 10,951,000 | 16,871,000 | 23,349,000 |
| Noninterest income | 2,095,000 | 4,217,000 | 6,572,000 | 8,991,000 |
| Noninterest expense | 5,559,000 | 11,371,000 | 17,084,000 | 22,858,000 |
| Provision for loan losses | 1,250,000 | 2,375,000 | 3,350,000 | 4,325,000 |
| Pretax income | 837,000 | 1,862,000 | 3,449,000 | 5,597,000 |
| Income tax | 218,000 | 515,000 | 1,036,000 | 1,810,000 |
| Net income | 619,000 | 1,347,000 | 2,413,000 | 3,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,543,000 | 70,612,000 | 71,967,000 | 70,624,000 |
| Total capital | 75,516,000 | 76,657,000 | 78,458,000 | 77,500,000 |
| Risk-weighted assets | 494,333,000 | 524,426,000 | 542,343,000 | 549,806,000 |