Call reports 2010
NICOLET NATIONAL BANK — 2010
What NICOLET NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 578,828,000 | 600,490,000 | 625,914,000 | 655,779,000 |
| Total loans | 478,007,000 | 497,741,000 | 511,131,000 | 515,995,000 |
| Allowance for loan losses | 7,114,000 | 6,565,000 | 6,368,000 | 8,635,000 |
| Securities available for sale | 53,707,000 | 49,418,000 | 54,115,000 | 51,015,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,525,000 | 500,961,000 | 526,445,000 | 558,782,000 |
| Interest-bearing deposits | 423,190,000 | 441,690,000 | 469,123,000 | 490,262,000 |
| Noninterest-bearing deposits | 57,335,000 | 59,271,000 | 57,322,000 | 68,520,000 |
| Equity capital | 63,079,000 | 63,806,000 | 65,006,000 | 64,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,547,000 | 15,208,000 | 23,360,000 | 31,284,000 |
| Interest expense | 2,794,000 | 5,282,000 | 7,800,000 | 10,107,000 |
| Net interest income | 4,753,000 | 9,926,000 | 15,560,000 | 21,177,000 |
| Noninterest income | 1,500,000 | 3,037,000 | 5,237,000 | 7,770,000 |
| Noninterest expense | 4,464,000 | 8,712,000 | 13,759,000 | 18,481,000 |
| Provision for loan losses | 1,500,000 | 3,000,000 | 4,500,000 | 8,500,000 |
| Pretax income | 289,000 | 1,251,000 | 2,538,000 | 2,169,000 |
| Income tax | 22,000 | 320,000 | 746,000 | 518,000 |
| Net income | 267,000 | 931,000 | 1,792,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,438,000 | 62,180,000 | 59,301,000 | 59,420,000 |
| Total capital | 67,339,000 | 68,225,000 | 65,426,000 | 65,796,000 |
| Risk-weighted assets | 470,838,000 | 483,119,000 | 489,764,000 | 507,793,000 |