Call reports 2025
REPUBLIC BANKING COMPANY, THE — 2025
What REPUBLIC BANKING COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 60,131,000 | 59,101,000 |
| Total loans | 47,264,000 | 47,095,000 |
| Allowance for loan losses | 550,000 | 551,000 |
| Securities available for sale | 3,555,000 | 3,021,000 |
| Securities held to maturity | 374,000 | 372,000 |
| Trading assets | 0 | 0 |
| Total deposits | 48,808,000 | 47,699,000 |
| Interest-bearing deposits | 39,148,000 | 25,901,000 |
| Noninterest-bearing deposits | 9,660,000 | 21,798,000 |
| Equity capital | 11,186,000 | 11,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 826,000 | 1,667,000 |
| Interest expense | 143,000 | 286,000 |
| Net interest income | 683,000 | 1,381,000 |
| Noninterest income | 20,000 | 39,000 |
| Noninterest expense | 382,000 | 851,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 321,000 | 569,000 |
| Income tax | 68,000 | 133,000 |
| Net income | 253,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 11,156,000 | 11,357,000 |