Call reports 2019
REPUBLIC BANKING COMPANY, THE — 2019
What REPUBLIC BANKING COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 48,179,000 | 47,426,000 | 48,798,000 | 51,020,000 |
| Total loans | 40,840,000 | 41,056,000 | 42,557,000 | 43,193,000 |
| Allowance for loan losses | 493,000 | 490,000 | 492,000 | 505,000 |
| Securities available for sale | 2,701,000 | 2,927,000 | 2,933,000 | 2,838,000 |
| Securities held to maturity | 840,000 | 440,000 | 440,000 | 219,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,032,000 | 38,260,000 | 38,357,000 | 40,429,000 |
| Interest-bearing deposits | 32,686,000 | 31,614,000 | 31,790,000 | 32,790,000 |
| Noninterest-bearing deposits | 6,347,000 | 6,646,000 | 6,567,000 | 7,639,000 |
| Equity capital | 7,344,000 | 7,608,000 | 7,857,000 | 7,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 532,000 | 1,089,000 | 1,667,000 | 2,265,000 |
| Interest expense | 59,000 | 120,000 | 176,000 | 244,000 |
| Net interest income | 473,000 | 969,000 | 1,491,000 | 2,021,000 |
| Noninterest income | 21,000 | 41,000 | 61,000 | 84,000 |
| Noninterest expense | 247,000 | 499,000 | 736,000 | 1,068,000 |
| Provision for loan losses | 0 | 0 | 0 | 21,000 |
| Pretax income | 247,000 | 511,000 | 816,000 | 1,016,000 |
| Income tax | 27,000 | 69,000 | 125,000 | 205,000 |
| Net income | 220,000 | 442,000 | 691,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,379,000 | 7,601,000 | 7,850,000 | 7,730,000 |
| Total capital | 7,802,000 | 8,026,000 | 8,275,000 | 8,181,000 |
| Risk-weighted assets | 33,687,000 | 33,852,000 | 33,851,000 | 36,056,000 |