Call reports 2018
REPUBLIC BANKING COMPANY, THE — 2018
What REPUBLIC BANKING COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 49,160,000 | 48,803,000 | 47,569,000 | 47,816,000 |
| Total loans | 40,479,000 | 40,261,000 | 39,895,000 | 40,239,000 |
| Allowance for loan losses | 370,000 | 372,000 | 437,000 | 490,000 |
| Securities available for sale | 2,277,000 | 2,270,000 | 2,557,000 | 2,585,000 |
| Securities held to maturity | 834,000 | 827,000 | 776,000 | 698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,835,000 | 38,876,000 | 38,238,000 | 38,441,000 |
| Interest-bearing deposits | 34,231,000 | 32,952,000 | 32,750,000 | 32,777,000 |
| Noninterest-bearing deposits | 4,604,000 | 5,924,000 | 5,488,000 | 5,664,000 |
| Equity capital | 6,910,000 | 7,159,000 | 7,303,000 | 7,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 507,000 | 1,035,000 | 1,573,000 | 2,092,000 |
| Interest expense | 50,000 | 105,000 | 161,000 | 214,000 |
| Net interest income | 457,000 | 930,000 | 1,412,000 | 1,878,000 |
| Noninterest income | 22,000 | 43,000 | 62,000 | 82,000 |
| Noninterest expense | 277,000 | 500,000 | 726,000 | 1,074,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 150,000 |
| Pretax income | 202,000 | 473,000 | 673,000 | 736,000 |
| Income tax | 42,000 | 58,000 | 127,000 | 181,000 |
| Net income | 160,000 | 415,000 | 546,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,969,000 | 7,224,000 | 7,354,000 | 7,161,000 |
| Total capital | 7,339,000 | 7,594,000 | 7,762,000 | 7,497,000 |
| Risk-weighted assets | 33,172,000 | 33,140,000 | 32,607,000 | 26,696,000 |