Call reports 2016
REPUBLIC BANKING COMPANY, THE — 2016
What REPUBLIC BANKING COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 44,912,000 | 46,482,000 | 45,014,000 | 45,657,000 |
| Total loans | 37,030,000 | 37,854,000 | 37,485,000 | 37,622,000 |
| Allowance for loan losses | 270,000 | 254,000 | 221,000 | 284,000 |
| Securities available for sale | 1,986,000 | 1,722,000 | 2,025,000 | 2,286,000 |
| Securities held to maturity | 1,175,000 | 1,167,000 | 1,166,000 | 1,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,190,000 | 37,893,000 | 36,244,000 | 36,883,000 |
| Interest-bearing deposits | 31,156,000 | 31,965,000 | 31,029,000 | 31,305,000 |
| Noninterest-bearing deposits | 5,035,000 | 5,928,000 | 5,215,000 | 5,578,000 |
| Equity capital | 6,373,000 | 6,526,000 | 6,691,000 | 6,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 930,000 | 1,416,000 | 1,890,000 |
| Interest expense | 42,000 | 83,000 | 125,000 | 167,000 |
| Net interest income | 424,000 | 847,000 | 1,291,000 | 1,723,000 |
| Noninterest income | 16,000 | 33,000 | 51,000 | 69,000 |
| Noninterest expense | 262,000 | 503,000 | 747,000 | 1,051,000 |
| Provision for loan losses | 0 | 0 | 0 | 67,000 |
| Pretax income | 178,000 | 377,000 | 595,000 | 674,000 |
| Income tax | 48,000 | 96,000 | 144,000 | 225,000 |
| Net income | 130,000 | 281,000 | 451,000 | 449,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,373,000 | 6,526,000 | 6,691,000 | 6,475,000 |
| Total capital | 6,643,000 | 6,780,000 | 6,912,000 | 6,733,000 |
| Risk-weighted assets | 30,206,000 | 21,228,000 | 20,801,000 | 20,613,000 |