Call reports 2015
REPUBLIC BANKING COMPANY, THE — 2015
What REPUBLIC BANKING COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,432,000 | 45,143,000 | 44,400,000 | 44,278,000 |
| Total loans | 36,597,000 | 36,850,000 | 36,809,000 | 37,052,000 |
| Allowance for loan losses | 417,000 | 280,000 | 299,000 | 270,000 |
| Securities available for sale | 2,394,000 | 2,141,000 | 1,740,000 | 1,773,000 |
| Securities held to maturity | 1,188,000 | 1,077,000 | 1,082,000 | 1,071,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,714,000 | 35,923,000 | 35,287,000 | 35,569,000 |
| Interest-bearing deposits | 30,453,000 | 31,840,000 | 31,187,000 | 30,779,000 |
| Noninterest-bearing deposits | 4,261,000 | 4,083,000 | 4,100,000 | 4,791,000 |
| Equity capital | 6,141,000 | 6,188,000 | 6,321,000 | 6,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 443,000 | 899,000 | 1,364,000 | 1,832,000 |
| Interest expense | 35,000 | 73,000 | 115,000 | 158,000 |
| Net interest income | 408,000 | 826,000 | 1,249,000 | 1,674,000 |
| Noninterest income | 24,000 | 49,000 | 70,000 | 82,000 |
| Noninterest expense | 215,000 | 498,000 | 733,000 | 1,017,000 |
| Provision for loan losses | 0 | 56,000 | 91,000 | 113,000 |
| Pretax income | 217,000 | 321,000 | 495,000 | 626,000 |
| Income tax | 55,000 | 110,000 | 152,000 | 194,000 |
| Net income | 162,000 | 211,000 | 343,000 | 432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,141,000 | 6,188,000 | 6,321,000 | 6,235,000 |
| Total capital | 6,518,000 | 6,468,000 | 6,620,000 | 6,505,000 |
| Risk-weighted assets | 30,192,000 | 30,759,000 | 30,864,000 | 30,103,000 |