Call reports 2012
REPUBLIC BANKING COMPANY, THE — 2012
What REPUBLIC BANKING COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 40,396,000 | 38,968,000 | 37,962,000 | 39,161,000 |
| Total loans | 29,390,000 | 30,528,000 | 30,842,000 | 31,300,000 |
| Allowance for loan losses | 245,000 | 286,000 | 305,000 | 246,000 |
| Securities available for sale | 1,431,000 | 1,741,000 | 1,744,000 | 1,791,000 |
| Securities held to maturity | 1,312,000 | 1,307,000 | 1,357,000 | 1,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,111,000 | 32,853,000 | 32,166,000 | 33,368,000 |
| Interest-bearing deposits | 29,987,000 | 29,233,000 | 28,814,000 | 29,248,000 |
| Noninterest-bearing deposits | 4,124,000 | 3,620,000 | 3,352,000 | 4,120,000 |
| Equity capital | 5,434,000 | 5,332,000 | 5,474,000 | 5,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 435,000 | 829,000 | 1,246,000 | 1,662,000 |
| Interest expense | 55,000 | 107,000 | 151,000 | 192,000 |
| Net interest income | 380,000 | 722,000 | 1,095,000 | 1,470,000 |
| Noninterest income | 20,000 | 38,000 | 56,000 | 80,000 |
| Noninterest expense | 218,000 | 474,000 | 685,000 | 912,000 |
| Provision for loan losses | 33,000 | 287,000 | 286,000 | 393,000 |
| Pretax income | 149,000 | -1,000 | 180,000 | 245,000 |
| Income tax | 55,000 | 21,000 | 67,000 | 101,000 |
| Net income | 94,000 | -22,000 | 113,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,434,000 | 5,324,000 | 5,459,000 | 5,418,000 |
| Total capital | 5,679,000 | 5,610,000 | 5,764,000 | 5,664,000 |
| Risk-weighted assets | 25,716,000 | 26,223,000 | 26,128,000 | 26,620,000 |