Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 83,198,000 | 84,377,000 | 82,901,000 | 83,122,000 |
| Total loans | 43,245,000 | 44,332,000 | 44,439,000 | 52,125,000 |
| Allowance for loan losses | 1,271,000 | 1,296,000 | 1,319,000 | 1,320,000 |
| Securities available for sale | 23,651,000 | 23,023,000 | 24,576,000 | 18,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,869,000 | 74,668,000 | 72,681,000 | 72,904,000 |
| Interest-bearing deposits | 54,129,000 | 30,323,000 | 52,468,000 | 53,834,000 |
| Noninterest-bearing deposits | 19,740,000 | 44,345,000 | 20,213,000 | 19,070,000 |
| Equity capital | 8,734,000 | 8,901,000 | 9,352,000 | 9,774,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,137,000 | 2,432,000 | 3,717,000 | 5,015,000 |
| Interest expense | 298,000 | 601,000 | 902,000 | 1,201,000 |
| Net interest income | 839,000 | 1,831,000 | 2,815,000 | 3,814,000 |
| Noninterest income | 84,000 | 130,000 | 183,000 | 220,000 |
| Noninterest expense | 621,000 | 1,302,000 | 1,906,000 | 2,547,000 |
| Provision for loan losses | 6,000 | 35,000 | 59,000 | 63,000 |
| Pretax income | 296,000 | 624,000 | 1,033,000 | 1,424,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 296,000 | 624,000 | 1,033,000 | 1,424,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,126,000 | 11,084,000 | 11,173,000 | 11,442,000 |