Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 83,534,000 | 80,333,000 | 78,389,000 | 79,550,000 |
| Total loans | 43,555,000 | 41,493,000 | 40,740,000 | 42,963,000 |
| Allowance for loan losses | 1,226,000 | 1,234,000 | 1,242,000 | 1,253,000 |
| Securities available for sale | 28,436,000 | 27,441,000 | 25,975,000 | 26,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,154,000 | 73,151,000 | 71,646,000 | 71,582,000 |
| Interest-bearing deposits | 51,015,000 | 40,537,000 | 39,716,000 | 50,224,000 |
| Noninterest-bearing deposits | 25,139,000 | 32,614,000 | 31,930,000 | 21,358,000 |
| Equity capital | 7,094,000 | 6,831,000 | 6,295,000 | 7,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 2,026,000 | 3,095,000 | 4,179,000 |
| Interest expense | 131,000 | 316,000 | 546,000 | 801,000 |
| Net interest income | 868,000 | 1,710,000 | 2,549,000 | 3,378,000 |
| Noninterest income | 75,000 | 146,000 | 227,000 | 299,000 |
| Noninterest expense | 522,000 | 1,079,000 | 1,639,000 | 2,262,000 |
| Provision for loan losses | 6,000 | 28,000 | 45,000 | 51,000 |
| Pretax income | 415,000 | 749,000 | 1,092,000 | 1,364,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 415,000 | 749,000 | 1,092,000 | 1,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,186,000 | 10,146,000 | 10,320,000 | 10,385,000 |