Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 76,203,000 | 78,500,000 | 76,209,000 | 76,336,000 |
| Total loans | 37,254,000 | 36,957,000 | 34,579,000 | 33,751,000 |
| Allowance for loan losses | 738,000 | 940,000 | 924,000 | 967,000 |
| Securities available for sale | 23,850,000 | 27,921,000 | 26,354,000 | 28,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,005,000 | 69,094,000 | 66,591,000 | 66,715,000 |
| Interest-bearing deposits | 49,034,000 | 49,704,000 | 48,115,000 | 39,236,000 |
| Noninterest-bearing deposits | 17,971,000 | 19,390,000 | 18,476,000 | 27,479,000 |
| Equity capital | 8,958,000 | 9,135,000 | 9,310,000 | 9,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,624,000 | 2,309,000 | 2,971,000 |
| Interest expense | 84,000 | 152,000 | 207,000 | 252,000 |
| Net interest income | 741,000 | 1,472,000 | 2,102,000 | 2,719,000 |
| Noninterest income | 65,000 | 138,000 | 197,000 | 260,000 |
| Noninterest expense | 489,000 | 974,000 | 1,479,000 | 1,906,000 |
| Provision for loan losses | 45,000 | 246,000 | 291,000 | 336,000 |
| Pretax income | 272,000 | 496,000 | 636,000 | 844,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 272,000 | 496,000 | 636,000 | 844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,305,000 | 8,464,000 | 8,557,000 | 8,675,000 |
| Total capital | — | 8,986,000 | — | — |
| Risk-weighted assets | — | 41,358,000 | — | — |