Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 82,148,000 | 76,460,000 | 74,751,000 | 72,846,000 |
| Total loans | 39,558,000 | 37,595,000 | 37,674,000 | 37,616,000 |
| Allowance for loan losses | 664,000 | 684,000 | 707,000 | 693,000 |
| Securities available for sale | 27,265,000 | 26,899,000 | 26,442,000 | 25,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,348,000 | 68,158,000 | 66,205,000 | 64,205,000 |
| Interest-bearing deposits | 53,604,000 | 49,550,000 | 47,855,000 | 37,961,000 |
| Noninterest-bearing deposits | 20,744,000 | 18,608,000 | 18,350,000 | 26,244,000 |
| Equity capital | 7,565,000 | 8,037,000 | 8,233,000 | 8,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,806,000 | 2,682,000 | 3,518,000 |
| Interest expense | 81,000 | 161,000 | 243,000 | 324,000 |
| Net interest income | 825,000 | 1,645,000 | 2,439,000 | 3,194,000 |
| Noninterest income | 71,000 | 152,000 | 222,000 | 291,000 |
| Noninterest expense | 478,000 | 928,000 | 1,375,000 | 1,842,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 60,000 |
| Pretax income | 418,000 | 869,000 | 1,271,000 | 1,583,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 418,000 | 869,000 | 1,271,000 | 1,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,642,000 | 7,821,000 | 7,963,000 | 8,111,000 |
| Total capital | 8,224,000 | 8,376,000 | 8,569,000 | 8,659,000 |
| Risk-weighted assets | 46,445,000 | 44,260,000 | 48,396,000 | 43,670,000 |