Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 75,430,000 | 78,199,000 | 84,084,000 | 82,366,000 |
| Total loans | 37,867,000 | 37,480,000 | 37,289,000 | 38,356,000 |
| Allowance for loan losses | 786,000 | 802,000 | 779,000 | 800,000 |
| Securities available for sale | 23,672,000 | 24,095,000 | 26,750,000 | 27,893,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,687,000 | 71,482,000 | 77,245,000 | 75,211,000 |
| Interest-bearing deposits | 51,863,000 | 41,249,000 | 55,977,000 | 54,601,000 |
| Noninterest-bearing deposits | 16,824,000 | 30,233,000 | 21,268,000 | 20,610,000 |
| Equity capital | 6,518,000 | 6,465,000 | 6,536,000 | 6,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,550,000 | 2,406,000 | 3,298,000 |
| Interest expense | 43,000 | 86,000 | 148,000 | 229,000 |
| Net interest income | 724,000 | 1,464,000 | 2,258,000 | 3,069,000 |
| Noninterest income | 64,000 | 131,000 | 201,000 | 282,000 |
| Noninterest expense | 454,000 | 902,000 | 1,325,000 | 1,803,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 116,000 |
| Pretax income | 324,000 | 668,000 | 1,094,000 | 1,432,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 324,000 | 668,000 | 1,094,000 | 1,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,053,000 | 7,067,000 | 7,295,000 | 7,458,000 |
| Total capital | 7,623,000 | 7,606,000 | 7,840,000 | 8,031,000 |
| Risk-weighted assets | 45,387,000 | 42,865,000 | 43,355,000 | 45,596,000 |