Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 61,955,000 | 62,496,000 | 64,778,000 | 66,702,000 |
| Total loans | 36,354,000 | 35,181,000 | 36,365,000 | 38,730,000 |
| Allowance for loan losses | 639,000 | 619,000 | 773,000 | 759,000 |
| Securities available for sale | 17,466,000 | 16,759,000 | 17,565,000 | 19,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,105,000 | 54,441,000 | 56,681,000 | 59,111,000 |
| Interest-bearing deposits | 41,650,000 | 41,485,000 | 42,792,000 | 44,626,000 |
| Noninterest-bearing deposits | 12,455,000 | 12,956,000 | 13,889,000 | 14,485,000 |
| Equity capital | 6,264,000 | 6,311,000 | 6,320,000 | 5,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 725,000 | 1,428,000 | 2,145,000 | 2,866,000 |
| Interest expense | 57,000 | 112,000 | 168,000 | 225,000 |
| Net interest income | 668,000 | 1,316,000 | 1,977,000 | 2,641,000 |
| Noninterest income | 78,000 | 162,000 | 230,000 | 310,000 |
| Noninterest expense | 431,000 | 881,000 | 1,323,000 | 1,766,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 315,000 | 597,000 | 981,000 | 1,282,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 315,000 | 597,000 | 981,000 | 1,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,925,000 | 5,808,000 | 6,001,000 | 6,113,000 |
| Total capital | 6,459,000 | 6,316,000 | 6,530,000 | 6,681,000 |
| Risk-weighted assets | 42,630,000 | 40,561,000 | 42,044,000 | 45,238,000 |