Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 56,963,000 | 58,664,000 | 60,095,000 | 59,733,000 |
| Total loans | 31,275,000 | 30,293,000 | 28,984,000 | 35,688,000 |
| Allowance for loan losses | 752,000 | 757,000 | 806,000 | 654,000 |
| Securities available for sale | 17,805,000 | 17,784,000 | 17,171,000 | 18,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,313,000 | 51,351,000 | 52,605,000 | 52,377,000 |
| Interest-bearing deposits | 37,934,000 | 39,315,000 | 40,490,000 | 40,689,000 |
| Noninterest-bearing deposits | 11,379,000 | 12,036,000 | 12,115,000 | 11,688,000 |
| Equity capital | 6,076,000 | 5,716,000 | 5,862,000 | 5,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 653,000 | 1,271,000 | 1,880,000 | 2,542,000 |
| Interest expense | 54,000 | 109,000 | 167,000 | 225,000 |
| Net interest income | 599,000 | 1,162,000 | 1,713,000 | 2,317,000 |
| Noninterest income | 80,000 | 170,000 | 260,000 | 349,000 |
| Noninterest expense | 404,000 | 839,000 | 1,249,000 | 1,689,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 274,000 | 492,000 | 723,000 | 976,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 274,000 | 492,000 | 723,000 | 976,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,688,000 | 5,507,000 | 5,545,000 | 5,610,000 |
| Total capital | 6,150,000 | 5,941,000 | 5,979,000 | 6,142,000 |
| Risk-weighted assets | 36,668,000 | 34,368,000 | 34,345,000 | 42,411,000 |