Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 53,147,000 | 54,720,000 | 56,149,000 | 55,623,000 |
| Total loans | 28,255,000 | 27,378,000 | 27,839,000 | 32,218,000 |
| Allowance for loan losses | 615,000 | 681,000 | 732,000 | 758,000 |
| Securities available for sale | 17,231,000 | 16,708,000 | 18,612,000 | 17,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,141,000 | 47,570,000 | 48,934,000 | 46,823,000 |
| Interest-bearing deposits | 35,840,000 | 36,107,000 | 36,916,000 | 36,339,000 |
| Noninterest-bearing deposits | 9,301,000 | 11,463,000 | 12,018,000 | 10,484,000 |
| Equity capital | 5,360,000 | 5,565,000 | 5,603,000 | 5,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,241,000 | 1,859,000 | 2,497,000 |
| Interest expense | 56,000 | 114,000 | 172,000 | 229,000 |
| Net interest income | 572,000 | 1,127,000 | 1,687,000 | 2,268,000 |
| Noninterest income | 87,000 | 173,000 | 263,000 | 353,000 |
| Noninterest expense | 392,000 | 782,000 | 1,176,000 | 1,615,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 207,000 | 398,000 | 594,000 | 766,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 398,000 | 594,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,218,000 | 5,275,000 | 5,354,000 | 5,414,000 |
| Total capital | 5,650,000 | 5,692,000 | 5,789,000 | 5,884,000 |
| Risk-weighted assets | 34,363,000 | 33,098,000 | 34,555,000 | 37,760,000 |