Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 55,110,000 | 55,110,000 | 54,456,000 | 52,154,000 |
| Total loans | 27,614,000 | 27,026,000 | 25,891,000 | 28,236,000 |
| Allowance for loan losses | 700,000 | 700,000 | 708,000 | 570,000 |
| Securities available for sale | 16,052,000 | 15,471,000 | 18,020,000 | 17,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,951,000 | 48,536,000 | 47,696,000 | 44,972,000 |
| Interest-bearing deposits | 38,289,000 | 37,611,000 | 37,267,000 | 35,794,000 |
| Noninterest-bearing deposits | 9,662,000 | 10,925,000 | 10,429,000 | 9,178,000 |
| Equity capital | 5,440,000 | 4,923,000 | 5,087,000 | 5,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,213,000 | 1,837,000 | 2,452,000 |
| Interest expense | 62,000 | 120,000 | 179,000 | 237,000 |
| Net interest income | 540,000 | 1,093,000 | 1,658,000 | 2,215,000 |
| Noninterest income | 82,000 | 175,000 | 286,000 | 376,000 |
| Noninterest expense | 365,000 | 719,000 | 1,122,000 | 1,542,000 |
| Provision for loan losses | 18,000 | 34,000 | 45,000 | 75,000 |
| Pretax income | 239,000 | 515,000 | 777,000 | 974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 239,000 | 515,000 | 777,000 | 974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,025,000 | 4,913,000 | 4,968,000 | 5,012,000 |
| Total capital | 5,422,000 | 5,310,000 | 5,356,000 | 5,446,000 |
| Risk-weighted assets | 31,422,000 | 31,458,000 | 30,741,000 | 34,583,000 |