Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,493,000 | 59,313,000 | 54,676,000 | 52,664,000 |
| Total loans | 29,011,000 | 26,967,000 | 26,390,000 | 28,548,000 |
| Allowance for loan losses | 581,000 | 616,000 | 633,000 | 689,000 |
| Securities available for sale | 16,823,000 | 16,058,000 | 14,735,000 | 13,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,054,000 | 52,129,000 | 47,389,000 | 45,453,000 |
| Interest-bearing deposits | 38,098,000 | 39,573,000 | 35,966,000 | 36,352,000 |
| Noninterest-bearing deposits | 9,956,000 | 12,557,000 | 11,423,000 | 9,101,000 |
| Equity capital | 5,389,000 | 5,199,000 | 5,286,000 | 5,258,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,289,000 | 1,889,000 | 2,669,000 |
| Interest expense | 79,000 | 146,000 | 211,000 | 275,000 |
| Net interest income | 584,000 | 1,143,000 | 1,678,000 | 2,394,000 |
| Noninterest income | 88,000 | 181,000 | 273,000 | 354,000 |
| Noninterest expense | 363,000 | 735,000 | 1,127,000 | 1,558,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 170,000 |
| Pretax income | 279,000 | 529,000 | 734,000 | 1,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 279,000 | 529,000 | 734,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,849,000 | 4,685,000 | 4,728,000 | 4,787,000 |
| Total capital | 5,263,000 | 5,093,000 | 5,113,000 | 5,189,000 |
| Risk-weighted assets | 32,962,000 | 32,462,000 | 30,554,000 | 31,844,000 |