Call reports 2011
FIRST STATE BANK — 2011
What FIRST STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 45,947,000 | 48,109,000 | 50,559,000 | 50,054,000 |
| Total loans | 26,835,000 | 25,275,000 | 25,218,000 | 26,779,000 |
| Allowance for loan losses | 481,000 | 529,000 | 534,000 | 561,000 |
| Securities available for sale | 14,020,000 | 16,150,000 | 19,328,000 | 17,910,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,394,000 | 40,580,000 | 42,942,000 | 42,498,000 |
| Interest-bearing deposits | 30,666,000 | 31,307,000 | 33,080,000 | 32,323,000 |
| Noninterest-bearing deposits | 7,728,000 | 9,273,000 | 9,863,000 | 10,174,000 |
| Equity capital | 4,938,000 | 4,979,000 | 5,056,000 | 5,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 607,000 | 1,205,000 | 1,816,000 | 2,405,000 |
| Interest expense | 96,000 | 189,000 | 277,000 | 355,000 |
| Net interest income | 511,000 | 1,016,000 | 1,539,000 | 2,050,000 |
| Noninterest income | 85,000 | 181,000 | 277,000 | 375,000 |
| Noninterest expense | 310,000 | 655,000 | 1,007,000 | 1,419,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 256,000 | 482,000 | 719,000 | 886,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 256,000 | 482,000 | 719,000 | 886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,638,000 | 4,491,000 | 4,537,000 | 4,570,000 |
| Total capital | 5,009,000 | 4,858,000 | 4,905,000 | 4,946,000 |
| Risk-weighted assets | 29,582,000 | 29,220,000 | 29,243,000 | 29,909,000 |