Call reports 2025
RIVERSTONE BANK — 2025
What RIVERSTONE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 521,190,000 | 542,373,000 | 537,650,000 | 552,997,000 |
| Total loans | 444,591,000 | 447,105,000 | 462,854,000 | 486,128,000 |
| Allowance for loan losses | 5,880,000 | 5,996,000 | 6,108,000 | 6,192,000 |
| Securities available for sale | 19,525,000 | 16,424,000 | 11,065,000 | 6,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,489,000 | 474,957,000 | 476,945,000 | 466,962,000 |
| Interest-bearing deposits | 351,325,000 | 375,993,000 | 382,518,000 | 368,644,000 |
| Noninterest-bearing deposits | 103,164,000 | 98,964,000 | 94,427,000 | 98,318,000 |
| Equity capital | 51,936,000 | 52,666,000 | 53,673,000 | 54,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,614,000 | 15,662,000 | 23,975,000 | 32,462,000 |
| Interest expense | 2,485,000 | 5,111,000 | 7,945,000 | 10,534,000 |
| Net interest income | 5,129,000 | 10,551,000 | 16,030,000 | 21,928,000 |
| Noninterest income | 446,000 | 748,000 | 1,317,000 | 1,758,000 |
| Noninterest expense | 3,329,000 | 6,587,000 | 9,963,000 | 13,684,000 |
| Provision for loan losses | 80,000 | 159,000 | 239,000 | 318,000 |
| Pretax income | 2,166,000 | 4,561,000 | 7,153,000 | 9,692,000 |
| Income tax | 0 | 41,000 | 83,000 | 79,000 |
| Net income | 2,166,000 | 4,520,000 | 7,070,000 | 9,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,854,000 | 52,334,000 | 53,239,000 | 53,973,000 |
| Total capital | 57,490,000 | — | — | — |
| Risk-weighted assets | 450,713,000 | — | — | — |