Call reports 2024
RIVERSTONE BANK — 2024
What RIVERSTONE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 519,753,000 | 518,565,000 | 508,054,000 | 505,352,000 |
| Total loans | 407,246,000 | 400,122,000 | 422,372,000 | 438,094,000 |
| Allowance for loan losses | 5,623,000 | 5,662,000 | 5,674,000 | 5,742,000 |
| Securities available for sale | 58,420,000 | 47,941,000 | 31,314,000 | 22,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 468,618,000 | 466,957,000 | 455,175,000 | 452,380,000 |
| Interest-bearing deposits | 349,718,000 | 324,852,000 | 359,708,000 | 317,322,000 |
| Noninterest-bearing deposits | 118,900,000 | 142,105,000 | 95,467,000 | 135,058,000 |
| Equity capital | 49,067,000 | 49,611,000 | 50,449,000 | 51,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,950,000 | 14,206,000 | 21,423,000 | 29,051,000 |
| Interest expense | 2,539,000 | 5,301,000 | 8,149,000 | 10,829,000 |
| Net interest income | 4,411,000 | 8,905,000 | 13,274,000 | 18,222,000 |
| Noninterest income | 425,000 | 1,191,000 | 1,653,000 | 2,093,000 |
| Noninterest expense | 3,407,000 | 6,784,000 | 9,902,000 | 13,263,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,429,000 | 3,312,000 | 5,025,000 | 7,052,000 |
| Income tax | 33,000 | 81,000 | 84,000 | 98,000 |
| Net income | 1,396,000 | 3,231,000 | 4,941,000 | 6,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,343,000 | 49,791,000 | 50,302,000 | 51,091,000 |