Call reports 2022
RIVERSTONE BANK — 2022
What RIVERSTONE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 489,255,000 | 476,509,000 | 484,122,000 | 502,721,000 |
| Total loans | 340,835,000 | 357,024,000 | 374,049,000 | 389,184,000 |
| Allowance for loan losses | 1,101,000 | 1,581,000 | 1,829,000 | 1,939,000 |
| Securities available for sale | 57,718,000 | 69,384,000 | 81,511,000 | 83,853,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 440,750,000 | 428,811,000 | 430,116,000 | 416,576,000 |
| Interest-bearing deposits | 308,768,000 | 303,158,000 | 304,866,000 | 301,656,000 |
| Noninterest-bearing deposits | 131,982,000 | 125,653,000 | 125,250,000 | 114,920,000 |
| Equity capital | 47,807,000 | 46,955,000 | 46,442,000 | 46,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,041,000 | 8,633,000 | 13,734,000 | 19,478,000 |
| Interest expense | 355,000 | 680,000 | 1,098,000 | 2,089,000 |
| Net interest income | 3,686,000 | 7,953,000 | 12,636,000 | 17,389,000 |
| Noninterest income | 606,000 | 1,087,000 | 1,526,000 | 1,948,000 |
| Noninterest expense | 3,048,000 | 6,187,000 | 9,309,000 | 12,816,000 |
| Provision for loan losses | 220,000 | 440,000 | 660,000 | 1,028,000 |
| Pretax income | 1,016,000 | 2,405,000 | 4,184,000 | 5,462,000 |
| Income tax | 55,000 | 87,000 | 116,000 | 195,000 |
| Net income | 961,000 | 2,318,000 | 4,068,000 | 5,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,007,000 | 47,522,000 | 48,329,000 | 48,429,000 |