Call reports 2021
RIVERSTONE BANK — 2021
What RIVERSTONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 113,811,000 | 113,461,000 | 117,366,000 | 478,687,000 |
| Total loans | 93,230,000 | 100,600,000 | 108,001,000 | 324,561,000 |
| Allowance for loan losses | 719,000 | 719,000 | 719,000 | 868,000 |
| Securities available for sale | 3,996,000 | 4,019,000 | 3,796,000 | 32,787,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,485,000 | 102,436,000 | 104,276,000 | 430,349,000 |
| Interest-bearing deposits | 92,848,000 | 91,845,000 | 93,161,000 | 318,833,000 |
| Noninterest-bearing deposits | 10,637,000 | 10,591,000 | 11,115,000 | 111,516,000 |
| Equity capital | 10,164,000 | 10,880,000 | 11,403,000 | 47,661,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,911,000 | 4,538,000 | 7,667,000 |
| Interest expense | 276,000 | 534,000 | 789,000 | 1,156,000 |
| Net interest income | 992,000 | 2,377,000 | 3,749,000 | 6,511,000 |
| Noninterest income | 16,000 | 35,000 | 51,000 | 6,985,000 |
| Noninterest expense | 543,000 | 1,114,000 | 1,654,000 | 3,841,000 |
| Provision for loan losses | 0 | 0 | 0 | 173,000 |
| Pretax income | 456,000 | 1,282,000 | 2,136,000 | 9,483,000 |
| Income tax | 0 | 0 | 0 | 10,000 |
| Net income | 456,000 | 1,282,000 | 2,136,000 | 9,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,929,000 | 10,618,000 | 11,158,000 | 46,758,000 |
| Total capital | 10,648,000 | 11,337,000 | 11,877,000 | — |
| Risk-weighted assets | 84,642,000 | 91,564,000 | 100,184,000 | — |