Call reports 2018
RIVERSTONE BANK — 2018
What RIVERSTONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 47,451,000 | 45,921,000 | 46,319,000 | 47,467,000 |
| Total loans | 43,179,000 | 42,398,000 | 42,309,000 | 42,919,000 |
| Allowance for loan losses | 492,000 | 492,000 | 492,000 | 492,000 |
| Securities available for sale | 1,196,000 | 1,201,000 | 1,174,000 | 1,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,390,000 | 41,845,000 | 42,200,000 | 43,290,000 |
| Interest-bearing deposits | 36,635,000 | 38,143,000 | 38,506,000 | 37,428,000 |
| Noninterest-bearing deposits | 4,755,000 | 3,702,000 | 3,694,000 | 5,862,000 |
| Equity capital | 3,993,000 | 3,998,000 | 4,022,000 | 4,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,109,000 | 1,674,000 | 2,253,000 |
| Interest expense | 128,000 | 281,000 | 451,000 | 627,000 |
| Net interest income | 435,000 | 828,000 | 1,223,000 | 1,626,000 |
| Noninterest income | 1,000 | 13,000 | 15,000 | 17,000 |
| Noninterest expense | 184,000 | 355,000 | 533,000 | 725,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 252,000 | 486,000 | 705,000 | 918,000 |
| Income tax | 6,000 | 11,000 | 17,000 | 22,000 |
| Net income | 246,000 | 475,000 | 688,000 | 896,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,032,000 | 4,033,000 | 4,084,000 | 4,154,000 |
| Total capital | 4,524,000 | 4,525,000 | 4,576,000 | 4,646,000 |
| Risk-weighted assets | 41,099,000 | 40,462,000 | 40,676,000 | 41,765,000 |