Call reports 2017
RIVERSTONE BANK — 2017
What RIVERSTONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 43,108,000 | 43,783,000 | 45,367,000 | 50,073,000 |
| Total loans | 38,890,000 | 39,632,000 | 43,333,000 | 46,270,000 |
| Allowance for loan losses | 467,000 | 467,000 | 467,000 | 492,000 |
| Securities available for sale | 1,262,000 | 1,327,000 | 1,228,000 | 1,228,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,346,000 | 39,891,000 | 40,152,000 | 41,785,000 |
| Interest-bearing deposits | 37,233,000 | 36,424,000 | 36,645,000 | 36,462,000 |
| Noninterest-bearing deposits | 2,113,000 | 3,467,000 | 3,507,000 | 5,323,000 |
| Equity capital | 3,689,000 | 3,813,000 | 3,886,000 | 3,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 488,000 | 979,000 | 1,485,000 | 2,054,000 |
| Interest expense | 103,000 | 208,000 | 315,000 | 430,000 |
| Net interest income | 385,000 | 771,000 | 1,170,000 | 1,624,000 |
| Noninterest income | 1,000 | 3,000 | 5,000 | 7,000 |
| Noninterest expense | 174,000 | 358,000 | 535,000 | 731,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 212,000 | 416,000 | 645,000 | 880,000 |
| Income tax | 6,000 | 11,000 | 16,000 | 22,000 |
| Net income | 206,000 | 405,000 | 629,000 | 858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,762,000 | 3,821,000 | 3,892,000 | 3,977,000 |
| Total capital | 4,225,000 | 4,288,000 | 4,359,000 | 4,469,000 |
| Risk-weighted assets | 37,047,000 | 37,988,000 | 41,343,000 | 43,829,000 |