Call reports 2021
INTERNATIONAL CITY BANK — 2021
What INTERNATIONAL CITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 493,789,000 | 504,506,000 | 512,969,000 |
| Total loans | 170,086,000 | 172,548,000 | 174,706,000 |
| Allowance for loan losses | 1,897,000 | 1,898,000 | 1,933,000 |
| Securities available for sale | 153,674,000 | 160,567,000 | 160,392,000 |
| Securities held to maturity | 87,838,000 | 87,378,000 | 87,349,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 353,108,000 | 326,854,000 | 311,554,000 |
| Interest-bearing deposits | 281,366,000 | 272,921,000 | 255,593,000 |
| Noninterest-bearing deposits | 71,742,000 | 53,933,000 | 55,961,000 |
| Equity capital | 66,271,000 | 69,855,000 | 72,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 3,086,000 | 6,236,000 | 9,441,000 |
| Interest expense | 200,000 | 398,000 | 600,000 |
| Net interest income | 2,886,000 | 5,838,000 | 8,841,000 |
| Noninterest income | 8,533,000 | 8,493,000 | 11,458,000 |
| Noninterest expense | 2,595,000 | 6,493,000 | 10,842,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 8,824,000 | 7,838,000 | 9,457,000 |
| Income tax | 1,986,000 | 1,458,000 | 1,585,000 |
| Net income | 6,838,000 | 6,380,000 | 7,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 39,658,000 | 41,942,000 | 43,705,000 |
| Total capital | 41,580,000 | 43,865,000 | 45,663,000 |
| Risk-weighted assets | 191,349,000 | 199,384,000 | 214,138,000 |