Call reports 2019
INTERNATIONAL CITY BANK — 2019
What INTERNATIONAL CITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 288,731,000 | 297,955,000 | 327,171,000 | 366,817,000 |
| Total loans | 115,942,000 | 118,334,000 | 120,256,000 | 126,215,000 |
| Allowance for loan losses | 1,415,000 | 1,427,000 | 1,434,000 | 1,472,000 |
| Securities available for sale | 77,098,000 | 76,824,000 | 95,757,000 | 119,432,000 |
| Securities held to maturity | 50,998,000 | 55,688,000 | 63,163,000 | 72,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,177,000 | 225,502,000 | 228,905,000 | 252,445,000 |
| Interest-bearing deposits | 124,154,000 | 140,109,000 | 143,417,000 | 183,073,000 |
| Noninterest-bearing deposits | 75,023,000 | 85,393,000 | 85,488,000 | 69,372,000 |
| Equity capital | 37,125,000 | 40,865,000 | 40,515,000 | 43,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,131,000 | 4,381,000 | 6,809,000 | 9,359,000 |
| Interest expense | 721,000 | 1,470,000 | 2,248,000 | 3,095,000 |
| Net interest income | 1,410,000 | 2,911,000 | 4,561,000 | 6,264,000 |
| Noninterest income | 746,000 | 3,625,000 | 194,000 | 2,193,000 |
| Noninterest expense | 2,220,000 | 4,605,000 | 6,792,000 | 9,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -64,000 | 1,931,000 | -2,037,000 | -728,000 |
| Income tax | -128,000 | 296,000 | -906,000 | -731,000 |
| Net income | 64,000 | 1,635,000 | -1,131,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,566,000 | 26,270,000 | 27,162,000 | 27,887,000 |
| Total capital | 26,006,000 | 27,722,000 | 28,621,000 | 29,384,000 |
| Risk-weighted assets | 131,746,000 | 135,514,000 | 142,370,000 | 147,856,000 |