Call reports 2018
INTERNATIONAL CITY BANK — 2018
What INTERNATIONAL CITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 226,301,000 | 238,256,000 | 262,975,000 | 270,601,000 |
| Total loans | 103,293,000 | 108,868,000 | 110,759,000 | 111,691,000 |
| Allowance for loan losses | 1,309,000 | 1,355,000 | 1,410,000 | 1,387,000 |
| Securities available for sale | 67,179,000 | 65,141,000 | 76,108,000 | 77,807,000 |
| Securities held to maturity | 27,261,000 | 34,673,000 | 42,826,000 | 44,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,445,000 | 193,883,000 | 202,326,000 | 202,765,000 |
| Interest-bearing deposits | 117,840,000 | 115,615,000 | 119,354,000 | 119,568,000 |
| Noninterest-bearing deposits | 53,605,000 | 78,267,000 | 82,972,000 | 83,197,000 |
| Equity capital | 31,056,000 | 32,253,000 | 34,266,000 | 35,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,969,000 | 3,789,000 | 5,781,000 | 7,897,000 |
| Interest expense | 341,000 | 754,000 | 1,225,000 | 1,851,000 |
| Net interest income | 1,628,000 | 3,035,000 | 4,556,000 | 6,046,000 |
| Noninterest income | 3,855,000 | 5,100,000 | 7,679,000 | 7,302,000 |
| Noninterest expense | 1,897,000 | 3,910,000 | 5,852,000 | 7,977,000 |
| Provision for loan losses | -160,000 | -160,000 | -160,000 | -223,000 |
| Pretax income | 3,746,000 | 4,385,000 | 6,543,000 | 5,594,000 |
| Income tax | 863,000 | 962,000 | 1,436,000 | 1,067,000 |
| Net income | 2,883,000 | 3,423,000 | 5,107,000 | 4,527,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,685,000 | 21,879,000 | 22,576,000 | 22,891,000 |
| Total capital | 23,019,000 | 23,259,000 | 24,011,000 | 24,303,000 |
| Risk-weighted assets | 111,871,000 | 115,417,000 | 117,314,000 | 118,860,000 |