Call reports 2017
INTERNATIONAL CITY BANK — 2017
What INTERNATIONAL CITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 203,232,000 | 213,856,000 | 225,269,000 | 228,174,000 |
| Total loans | 106,695,000 | 103,495,000 | 112,795,000 | 110,214,000 |
| Allowance for loan losses | 1,377,000 | 1,381,000 | 1,413,000 | 1,432,000 |
| Securities available for sale | 70,718,000 | 83,213,000 | 87,196,000 | 91,504,000 |
| Securities held to maturity | 2,190,000 | 2,127,000 | 2,033,000 | 1,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,836,000 | 184,642,000 | 174,464,000 | 179,720,000 |
| Interest-bearing deposits | 84,573,000 | 96,014,000 | 100,835,000 | 116,092,000 |
| Noninterest-bearing deposits | 73,263,000 | 88,628,000 | 73,629,000 | 63,628,000 |
| Equity capital | 25,429,000 | 26,884,000 | 27,399,000 | 28,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,885,000 | 3,756,000 | 5,566,000 | 7,622,000 |
| Interest expense | 197,000 | 384,000 | 599,000 | 897,000 |
| Net interest income | 1,688,000 | 3,372,000 | 4,967,000 | 6,725,000 |
| Noninterest income | 589,000 | 2,010,000 | 2,373,000 | 2,648,000 |
| Noninterest expense | 1,849,000 | 3,763,000 | 5,683,000 | 7,599,000 |
| Provision for loan losses | -60,000 | -60,000 | -10,000 | -10,000 |
| Pretax income | 488,000 | 1,679,000 | 1,667,000 | 1,784,000 |
| Income tax | 88,000 | 362,000 | 192,000 | -678,000 |
| Net income | 400,000 | 1,317,000 | 1,475,000 | 2,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,236,000 | 21,001,000 | 20,754,000 | 20,758,000 |
| Total capital | 21,638,000 | 22,407,000 | 22,192,000 | 22,215,000 |
| Risk-weighted assets | 119,029,000 | 116,011,000 | 120,533,000 | 116,487,000 |