Call reports 2013
INTERNATIONAL CITY BANK — 2013
What INTERNATIONAL CITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 143,391,000 | 137,522,000 | 133,423,000 | 134,262,000 |
| Total loans | 66,772,000 | 68,734,000 | 68,791,000 | 73,514,000 |
| Allowance for loan losses | 1,482,000 | 1,476,000 | 1,363,000 | 1,250,000 |
| Securities available for sale | 25,624,000 | 24,392,000 | 23,308,000 | 19,017,000 |
| Securities held to maturity | 15,028,000 | 14,839,000 | 14,473,000 | 14,237,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,772,000 | 96,619,000 | 95,808,000 | 96,917,000 |
| Interest-bearing deposits | 62,980,000 | 62,008,000 | 59,295,000 | 62,133,000 |
| Noninterest-bearing deposits | 33,792,000 | 34,611,000 | 36,513,000 | 34,784,000 |
| Equity capital | 23,072,000 | 19,996,000 | 19,654,000 | 19,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,408,000 | 2,921,000 | 4,457,000 | 5,841,000 |
| Interest expense | 111,000 | 208,000 | 299,000 | 373,000 |
| Net interest income | 1,297,000 | 2,713,000 | 4,158,000 | 5,468,000 |
| Noninterest income | 7,258,000 | 7,932,000 | 8,449,000 | 9,068,000 |
| Noninterest expense | 3,298,000 | 4,952,000 | 6,649,000 | 8,416,000 |
| Provision for loan losses | 15,000 | 15,000 | 140,000 | 140,000 |
| Pretax income | 5,242,000 | 5,678,000 | 5,818,000 | 6,082,000 |
| Income tax | 1,927,000 | 2,089,000 | 1,980,000 | 1,972,000 |
| Net income | 3,048,000 | 3,401,000 | 3,652,000 | 3,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,025,000 | 19,716,000 | 19,646,000 | 19,650,000 |
| Total capital | 25,109,000 | 20,810,000 | 20,742,000 | 20,767,000 |
| Risk-weighted assets | 86,002,000 | 86,484,000 | 86,979,000 | 89,201,000 |