Call reports 2011
INTERNATIONAL CITY BANK — 2011
What INTERNATIONAL CITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 171,702,000 | 168,689,000 | 168,648,000 | 161,516,000 |
| Total loans | 68,502,000 | 67,675,000 | 62,083,000 | 66,508,000 |
| Allowance for loan losses | 2,408,000 | 2,474,000 | 2,449,000 | 2,279,000 |
| Securities available for sale | 23,589,000 | 22,007,000 | 21,435,000 | 20,456,000 |
| Securities held to maturity | 28,792,000 | 20,496,000 | 20,427,000 | 15,503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,601,000 | 121,090,000 | 121,279,000 | 114,837,000 |
| Interest-bearing deposits | 97,218,000 | 94,997,000 | 93,512,000 | 86,326,000 |
| Noninterest-bearing deposits | 27,382,000 | 26,093,000 | 27,767,000 | 28,511,000 |
| Equity capital | 20,552,000 | 20,315,000 | 19,914,000 | 19,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,697,000 | 3,284,000 | 4,796,000 | 6,199,000 |
| Interest expense | 342,000 | 644,000 | 915,000 | 1,173,000 |
| Net interest income | 1,355,000 | 2,640,000 | 3,881,000 | 5,026,000 |
| Noninterest income | 832,000 | 1,839,000 | 2,655,000 | 3,347,000 |
| Noninterest expense | 2,285,000 | 4,608,000 | 6,905,000 | 10,050,000 |
| Provision for loan losses | 40,000 | 40,000 | 40,000 | 290,000 |
| Pretax income | -138,000 | -169,000 | -409,000 | -1,967,000 |
| Income tax | -85,000 | -151,000 | -245,000 | -833,000 |
| Net income | -39,000 | -58,000 | -95,000 | -899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,030,000 | 20,034,000 | 20,020,000 | 19,376,000 |
| Total capital | 21,390,000 | 21,355,000 | 21,291,000 | 20,694,000 |
| Risk-weighted assets | 107,742,000 | 104,959,000 | 100,393,000 | 104,608,000 |