Call reports 2010
INTERNATIONAL CITY BANK — 2010
What INTERNATIONAL CITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 204,928,000 | 199,947,000 | 191,105,000 | 178,695,000 |
| Total loans | 83,326,000 | 79,323,000 | 74,549,000 | 71,365,000 |
| Allowance for loan losses | 3,977,000 | 3,816,000 | 2,793,000 | 2,622,000 |
| Securities available for sale | 30,547,000 | 29,844,000 | 28,191,000 | 25,850,000 |
| Securities held to maturity | 29,369,000 | 28,914,000 | 28,763,000 | 28,871,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,395,000 | 145,540,000 | 135,765,000 | 122,577,000 |
| Interest-bearing deposits | 121,295,000 | 122,542,000 | 106,182,000 | 98,078,000 |
| Noninterest-bearing deposits | 22,100,000 | 22,998,000 | 29,583,000 | 24,499,000 |
| Equity capital | 20,289,000 | 21,727,000 | 21,729,000 | 20,591,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,155,000 | 4,082,000 | 6,031,000 | 7,824,000 |
| Interest expense | 708,000 | 1,369,000 | 1,954,000 | 2,331,000 |
| Net interest income | 1,447,000 | 2,713,000 | 4,077,000 | 5,493,000 |
| Noninterest income | 1,180,000 | 3,780,000 | 4,858,000 | 6,032,000 |
| Noninterest expense | 2,876,000 | 5,115,000 | 7,475,000 | 9,813,000 |
| Provision for loan losses | 418,000 | 418,000 | 418,000 | 2,376,000 |
| Pretax income | -667,000 | 960,000 | 1,042,000 | -664,000 |
| Income tax | -302,000 | 311,000 | 307,000 | -398,000 |
| Net income | -336,000 | 678,000 | 762,000 | -238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,970,000 | 20,985,000 | 21,065,000 | 20,062,000 |
| Total capital | 21,584,000 | 22,510,000 | 22,524,000 | 21,459,000 |
| Risk-weighted assets | 127,477,000 | 120,074,000 | 115,826,000 | 110,472,000 |