Call reports 2005
INTERNATIONAL CITY BANK — 2005
What INTERNATIONAL CITY BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 212,828,000 | 222,191,000 | 232,266,000 | 224,671,000 |
| Total loans | 137,212,000 | 137,509,000 | 149,023,000 | 139,965,000 |
| Allowance for loan losses | 1,926,000 | 1,926,000 | 1,956,000 | 1,825,000 |
| Securities available for sale | 33,857,000 | 39,701,000 | 39,441,000 | 39,714,000 |
| Securities held to maturity | 10,902,000 | 14,015,000 | 12,912,000 | 12,277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,214,000 | 136,924,000 | 143,975,000 | 148,797,000 |
| Interest-bearing deposits | 105,760,000 | 106,052,000 | 114,858,000 | 113,480,000 |
| Noninterest-bearing deposits | 27,454,000 | 30,872,000 | 29,117,000 | 35,317,000 |
| Equity capital | 27,755,000 | 28,215,000 | 28,433,000 | 28,735,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,314,000 | 6,841,000 | 10,722,000 | 14,933,000 |
| Interest expense | 993,000 | 2,108,000 | 3,373,000 | 4,787,000 |
| Net interest income | 2,321,000 | 4,733,000 | 7,349,000 | 10,146,000 |
| Noninterest income | 743,000 | 1,279,000 | 1,820,000 | 2,351,000 |
| Noninterest expense | 1,580,000 | 3,221,000 | 4,970,000 | 6,844,000 |
| Provision for loan losses | 98,000 | 46,000 | 42,000 | 120,000 |
| Pretax income | 1,386,000 | 2,745,000 | 4,157,000 | 5,533,000 |
| Income tax | 568,000 | 1,125,000 | 1,704,000 | 2,269,000 |
| Net income | 818,000 | 1,620,000 | 2,453,000 | 3,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,833,000 | 27,338,000 | 27,828,000 | 28,297,000 |
| Total capital | 28,818,000 | 29,340,000 | 29,864,000 | 30,194,000 |
| Risk-weighted assets | 158,672,000 | 160,769,000 | 172,903,000 | 164,924,000 |
Machine access — free, no API key
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