Call reports 2003
INTERNATIONAL CITY BANK — 2003
What INTERNATIONAL CITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 168,729,000 | 162,267,000 | 159,648,000 | 164,619,000 |
| Total loans | 101,217,000 | 99,578,000 | 95,836,000 | 105,340,000 |
| Allowance for loan losses | 1,560,000 | 1,507,000 | 1,448,000 | 1,353,000 |
| Securities available for sale | 39,480,000 | 39,357,000 | 40,002,000 | 40,237,000 |
| Securities held to maturity | 1,122,000 | 1,225,000 | 1,225,000 | 1,315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,796,000 | 109,577,000 | 108,925,000 | 106,334,000 |
| Interest-bearing deposits | 95,317,000 | 88,405,000 | 84,034,000 | 82,625,000 |
| Noninterest-bearing deposits | 20,479,000 | 21,172,000 | 24,891,000 | 23,709,000 |
| Equity capital | 15,834,000 | 17,236,000 | 17,707,000 | 18,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,742,000 | 5,502,000 | 8,226,000 | 10,876,000 |
| Interest expense | 952,000 | 1,863,000 | 2,662,000 | 3,355,000 |
| Net interest income | 1,790,000 | 3,639,000 | 5,564,000 | 7,521,000 |
| Noninterest income | 678,000 | 3,475,000 | 4,310,000 | 4,766,000 |
| Noninterest expense | 1,597,000 | 3,241,000 | 4,697,000 | 6,185,000 |
| Provision for loan losses | -76,000 | 58,000 | 294,000 | 480,000 |
| Pretax income | 947,000 | 3,815,000 | 4,883,000 | 5,622,000 |
| Income tax | 388,000 | 1,564,000 | 2,002,000 | 2,305,000 |
| Net income | 559,000 | 2,251,000 | 2,881,000 | 3,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,818,000 | 16,259,000 | 16,639,000 | 17,075,000 |
| Total capital | 16,157,000 | 17,571,000 | 17,918,000 | 18,472,000 |
| Risk-weighted assets | 106,828,000 | 104,520,000 | 101,950,000 | 111,783,000 |
Machine access — free, no API key
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