Call reports 2026
DECORAH BANK AND TRUST COMPANY — 2026
What DECORAH BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 779,937,000 | 794,121,000 |
| Total loans | 572,766,000 | 578,425,000 |
| Allowance for loan losses | 8,441,000 | 8,715,000 |
| Securities available for sale | 122,296,000 | 125,127,000 |
| Securities held to maturity | 28,055,000 | 27,431,000 |
| Trading assets | 0 | 0 |
| Total deposits | 679,604,000 | 694,681,000 |
| Interest-bearing deposits | 557,778,000 | 574,632,000 |
| Noninterest-bearing deposits | 121,826,000 | 120,049,000 |
| Equity capital | 79,077,000 | 80,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,354,000 | 21,016,000 |
| Interest expense | 3,304,000 | 6,683,000 |
| Net interest income | 7,050,000 | 14,333,000 |
| Noninterest income | 1,573,000 | 3,153,000 |
| Noninterest expense | 5,232,000 | 10,029,000 |
| Provision for loan losses | 425,000 | 830,000 |
| Pretax income | 3,066,000 | 6,798,000 |
| Income tax | 128,000 | 286,000 |
| Net income | 2,938,000 | 6,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 81,077,000 | 81,838,000 |
| Total capital | 88,764,000 | 89,647,000 |
| Risk-weighted assets | 613,777,000 | 623,484,000 |