Call reports 2006
DECORAH BANK AND TRUST COMPANY — 2006
What DECORAH BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 210,238,000 | 212,118,000 | 223,768,000 | 227,665,000 |
| Total loans | 134,960,000 | 139,475,000 | 147,063,000 | 147,837,000 |
| Allowance for loan losses | 1,812,000 | 1,849,000 | 1,805,000 | 1,750,000 |
| Securities available for sale | 58,368,000 | 56,434,000 | 59,931,000 | 63,327,000 |
| Securities held to maturity | 10,000 | 10,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,076,000 | 163,938,000 | 171,585,000 | 182,392,000 |
| Interest-bearing deposits | 148,371,000 | 145,674,000 | 155,039,000 | 161,763,000 |
| Noninterest-bearing deposits | 17,705,000 | 18,264,000 | 16,546,000 | 20,629,000 |
| Equity capital | 18,301,000 | 18,014,000 | 19,158,000 | 19,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,931,000 | 6,010,000 | 9,323,000 | 12,843,000 |
| Interest expense | 1,300,000 | 2,721,000 | 4,308,000 | 6,044,000 |
| Net interest income | 1,631,000 | 3,289,000 | 5,015,000 | 6,799,000 |
| Noninterest income | 375,000 | 811,000 | 1,235,000 | 1,604,000 |
| Noninterest expense | 1,292,000 | 2,603,000 | 3,918,000 | 5,437,000 |
| Provision for loan losses | 31,000 | 68,000 | 113,000 | 360,000 |
| Pretax income | 560,000 | 1,286,000 | 2,076,000 | 2,463,000 |
| Income tax | 34,000 | 76,000 | 116,000 | 121,000 |
| Net income | 526,000 | 1,210,000 | 1,960,000 | 2,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,520,000 | 19,723,000 | 19,991,000 | 19,891,000 |
| Total capital | 21,332,000 | 21,572,000 | 21,796,000 | 21,641,000 |
| Risk-weighted assets | 157,787,000 | 154,985,000 | 170,587,000 | 171,404,000 |
Machine access — free, no API key
Every figure shown here about DECORAH BANK AND TRUST COMPANY — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.