Call reports 2025
BANK OF NEW ENGLAND — 2025
What BANK OF NEW ENGLAND reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,688,107,000 | 1,748,522,000 | 1,805,324,000 | 1,806,903,000 |
| Total loans | 1,460,291,000 | 1,549,557,000 | 1,583,253,000 | 1,578,449,000 |
| Allowance for loan losses | 14,532,000 | 15,558,000 | 15,106,000 | 15,702,000 |
| Securities available for sale | 464,000 | 460,000 | 458,000 | 459,000 |
| Securities held to maturity | 5,000,000 | 10,000,000 | 10,000,000 | 10,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,385,459,000 | 1,440,031,000 | 1,484,607,000 | 1,473,041,000 |
| Interest-bearing deposits | 1,262,535,000 | 1,308,858,000 | 1,343,718,000 | 1,353,374,000 |
| Noninterest-bearing deposits | 122,924,000 | 131,173,000 | 140,889,000 | 119,667,000 |
| Equity capital | 273,377,000 | 282,051,000 | 292,461,000 | 303,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 27,555,000 | 57,298,000 | 88,674,000 | 119,852,000 |
| Interest expense | 11,165,000 | 23,048,000 | 35,357,000 | 47,297,000 |
| Net interest income | 16,390,000 | 34,250,000 | 53,317,000 | 72,555,000 |
| Noninterest income | 44,000 | 146,000 | 250,000 | 1,437,000 |
| Noninterest expense | 5,077,000 | 9,931,000 | 14,948,000 | 19,423,000 |
| Provision for loan losses | 1,255,000 | 2,281,000 | 1,829,000 | 2,425,000 |
| Pretax income | 10,761,000 | 23,339,000 | 38,290,000 | 53,861,000 |
| Income tax | 2,936,000 | 6,365,000 | 10,445,000 | 14,694,000 |
| Net income | 7,825,000 | 16,974,000 | 27,845,000 | 39,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 273,415,000 | 282,089,000 | 292,498,000 | 303,383,000 |