Call reports 2012
BANK OF NEW ENGLAND — 2012
What BANK OF NEW ENGLAND reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 471,594,000 | 481,324,000 | 500,079,000 | 491,841,000 |
| Total loans | 406,134,000 | 413,241,000 | 426,048,000 | 435,869,000 |
| Allowance for loan losses | 5,074,000 | 5,037,000 | 4,955,000 | 5,252,000 |
| Securities available for sale | 759,000 | 769,000 | 1,032,000 | 1,059,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,569,000 | 413,022,000 | 429,791,000 | 419,896,000 |
| Interest-bearing deposits | 352,378,000 | 359,793,000 | 412,941,000 | 368,521,000 |
| Noninterest-bearing deposits | 53,191,000 | 53,229,000 | 16,850,000 | 51,375,000 |
| Equity capital | 63,953,000 | 65,148,000 | 66,407,000 | 67,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,265,000 | 12,384,000 | 18,635,000 | 25,062,000 |
| Interest expense | 929,000 | 1,830,000 | 2,720,000 | 3,546,000 |
| Net interest income | 5,336,000 | 10,554,000 | 15,915,000 | 21,516,000 |
| Noninterest income | 150,000 | 276,000 | 400,000 | 578,000 |
| Noninterest expense | 3,112,000 | 6,294,000 | 9,491,000 | 12,754,000 |
| Provision for loan losses | 141,000 | 180,000 | 215,000 | 553,000 |
| Pretax income | 2,233,000 | 4,356,000 | 6,609,000 | 8,787,000 |
| Income tax | 879,000 | 1,681,000 | 2,546,000 | 3,375,000 |
| Net income | 1,354,000 | 2,675,000 | 4,063,000 | 5,412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,953,000 | 65,137,000 | 66,393,000 | 67,486,000 |
| Total capital | 69,212,000 | 70,382,000 | 71,536,000 | 72,998,000 |
| Risk-weighted assets | 437,349,000 | 455,951,000 | 468,097,000 | 474,489,000 |